Thursday, January 14, 2016

Welcome



Welcome,

 First you must know, there is nothing special about me other than the fact I am a sinner saved by the grace of God. Ephesians 2:8-9 “For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast.” (ESV) I am a wife and stay-at-home mama to two little boys, just striving to glorify God with my life. We live in a pretty normal New England town where the cost of living is high, it’s rare to know your neighbor’s name, and it gets “wicked” cold in the winter!

I’ve never considered myself a writer, nor have I ever considered starting a blog until recently. You see, my husband and I, through mortgage and student loans, find ourselves in a lot of debt, and recently we needed a new car for him. He commutes nearly 45 minutes each way to work every day. The car needed to be reliable and great on gas. Unfortunately, this only put us deeper in debt as we had no cash to put down. While we can afford all of our monthly payments (including the new one) with the one income, this cycle of debt isn’t cutting it for us anymore. We want a better future for our family free from the bonds of some bank.

How do I see this happening before our kids have grown and gone? Although it is not out of the realm of possibility, I am not planning to work outside of the home. There are four main ways I can see saving money and making an extra cash income to help support our family: 1) Regularly analyzing our spending habits and acting on our discoveries, 2) Putting every spare penny toward our smallest debt and snowballing from there, 3) This blog, and 4) Our tea business. I will go into more detail on each topic in other posts.

My goal for this blog is to give an honest take on the ins and outs of getting out of debt. I will share my failures and successes along the way, and you might hear a funny story or two about our crazy life with little boys. I know that God has blessed me with the gift of encouragement and that is my prayer for this blog. Not only do I want to show you what things may or may not work in paying off debt, but I want to encourage my readers, whether I have one or thousands. (Hopefully, I have at least one because that would be pretty embarrassing.)


Much Love,


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